Personal loans without credit history – Easy Approval

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Personal loans without credit history is a wish of many people who have had financial problems in recent years and as a result ended up having to deal with some obstacles that stand in the way of releasing money in a normal way.

However, some banks have realized that this public whose name is negative still has great buying potential and end up launching easier approval for personal loans. Among them, let's talk about the Lightning Loan.

Personal loans without credit history - Easy Approval
Personal loans without credit history - Easy Approval (Image: Internet)

Get to know the Lightning Loan

Relâmpago is a credit company based in Mexico that offers a range of financial services without credit history, such as a personal loan, which releases from $2,000 to $70,000, without endorsement and without guarantee, or without pledge of any asset.

In addition, this company offers from 6 months to 24 months for the payment of installments, where in just 15 minutes the client finds out if the loan has been released, and if everything is fine, the amount is sent to the account in 24 hours. .

Types of financial products offeredpersonal loans

For a personal loan, the company offers three types of service, always aware of the needs of each client:

Basic Financial Product

  • Loan from $2,000 to $70,000;
  • Payment of 6 or up to 24 months;
  • Average annual variable rate of 100.3%;
  • Average CAT data of 217%.

Preferred Monthly Financial Product

  • Loan from US$20,000 to US$70,000;
  • Payment of 6 or up to 24 months;
  • Variable annual average rate of the 60%;
  • Average CAT information of 118,15%.

Loans for retirees and pensioners

  • Retirees and pensioners of the IMSS and ISSSTE;
  • Release from $2,000 to $45,000;
  • No endorsement and no warranty;
  • No pledge of goods;
  • From 6 months to pay and up to 18 months;
  • Response to your request in 15 minutes;
  • Delivery of your loan in a maximum of 24 hours.

Requirements to apply for a personal loan

Learn about the basic requirements that the company requires to have access to the personal loan:

  • Identification proof, which can be a valid voter identification card or passport;
  • Proof of income, which includes the last 2 months of payslips, plus the last 3 bank statements and the last 3 months of purchase receipts (in the case of own business).
  • Proof of address, including water and sewer service receipt, utility bill, or landline service receipt.

How to get a personal loan

To get access to the Lightning personal loan, it is quite easy and you can apply today. Just access the website Home – Relâmpago (relampago.com.mx), and search for a nearest unit.

Remembering that it is important to carry all the documents mentioned above and always look for a personal loan that meets your needs, also looking to see if the rates charged are advantageous and if the fees can be paid, avoiding damaging the financial budget.

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The personal loan without credit history is a service created to make life easier for people, but it is necessary to request it very carefully, avoiding that it becomes another debt that cannot be paid.